5547 A1A South, St. Augustine, FL, USA

(904) 466-0110

First Home Equity Loans

Personal Professional Mortgage Loan Services

Which Loan is Right for You?

Conventional Lending


Three percent down First Time Homebuyer 

Five percient plus down for Fixed or ARM.

Did you think you needed more?



FHA is a great loan for First Timers or past homeowners that want to find another home. 

3.5% down - Great Rates - no income limits and no geographical requirements
Great loan for mobile home!

VA - Veterans Administration


You served and you deserve to own a home and the VA loan is a great way for you to do that.  Low rates, no monthly fee and ZERO DOWN!  Seller can pay your closing costs.  Mobile Homes allowed

Widowed spouses may be eligible as well!

USDA - ZERO down


Many areas in Florida are geographically approved for USDA - ZERO down loans. And they don't have to be just country properties.  Many towns are eligible as well.  Income limits apply. 

Call and I'll send you a link so you can find the perfect area for you. 904-466-0110.

Build your House


One Time Close for Construction to Perm Loans with FHA and USDA. 

Find your builder and your land and build the home you truly want! 

Each kid gets their own room!

Start Your Application Now

Reverse Mortgage to pUrchase your home


If you are 62+ you may qualify to purchase a home using a reverse mortgage. Why?  You can spend half the money on a new home, your dollars will go further and you still only need to pay taxes and insurance to stay in your new home. 

Did you know you can retain your current primary as a 2nd home?